need a credit card

[LowLux]

i need to get a credit card so i can put the computer on it.. and i have no credit..... :What the

i am looking for low interest credit card.. i wanna pay it off in 12 months..

[robodude666]

If you play world of warcraft you can get the

World of Warcraft Visa
http://www.worldofwarcraft.com/visa/

:lmao

NewEgg also offers a fair (high interest i think) credit card which takes 1.1% off your order.

[LowLux]

i don't play wow......

[robodude666]

i don't play wow......

start :lmao

[Empty_Quarter]

WOW!! (no pun intended), They actually went as far as making a WoW credit card! wow... these guys sure know how to make money.

[Dan.M]

Get those pre-paid visa cards... they don't require you to have a credit score.. all you need to do is pre-load the visa card and use it as a visa card.. :p

I don't know where you live.. but if u were in canada.. i'd think you'd qualify for something like a TD green as long as u have an income :)

[robodude666]

I think he mostly wants a credit card because he has no money and wants to pay it in 12 months.

[evil_gusgus]

you should compare the difference between the credit card interest and your bank interest, if you bank is lower just take a bank loan to pay off your credit card

[GraysonPeddie]

Make sure you file payments by the due date in time; otherwise, you'll be charged interest.

I have no credit either, but that doesn't mean I don't have any money. My money is from my Social Security Income (SSI).

[eire1274]

and i have no credit..... i am looking for low interest credit card.

You will not find a US credit card issuer offering low-interest to a no-credit consumer. Sorry. You are unfortunately classed in the "untried consumer" category, which is classified as even higher-risk than folks with bankruptcies.

However, if you put up with the interest, you can honestly make yourself into a great low-risk consumer just by paying off your card over the year, and not missing a payment. Next year, a lower interest card is possible.
Make sure you file payments by the due date in time; otherwise, you'll be charged interest.
Actually, interest is calculated on the balance at all times, usually monthly, in a set formula that meets the card account's APR (Annual Percentage Rate). Failure to make a payment on-time will get you a finance charge added to your balance. It's usually pretty ugly.

[egarrard]

Just save for a while and get a debit card. No interest at all. (Well, that's not true. The bank will pay you while you are saving...)

[LowLux]

hey... i need a credit card. :tantrum

[TONYTHETIGER916]

try going through your bank. my bank is a credit union and they have special loans for buying a computer or you can get a credit card through them and try to build credit.

[LowLux]

bank of america ...

i thought about joining the credit union? ........

[GraysonPeddie]

I'm a customer of Bank of America. I really like the website a lot, plus the use of SiteKey, which made me feel secure. But of couse, I don't open phishing e-mails... I just go to a website.