Everyone's pinching pennies in these tight times — so now might be a good time to double-check your credit card bill for any unexpected charges.
You might find you're paying for something known as "credit balance insurance." Depending on your credit card, it could be called "BalanceProtector" or "Account Protector," but the idea is the same: for a fee, credit balance insurance promises to cover your monthly minimum credit card payments in case of loss of income to due job loss or extreme illness.
A Florida man may have busted the world record for consumer data theft after allegedly stealing 130 million credit and debit card numbers. The US Department of Justice announced Monday afternoon that 28-year-old Albert Gonzales and two co-conspirators had been indicted for conspiracy. If true, Gonzales and gang may have beaten the credit card theft high score of 45 million accounts nearly three times over.
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